Accountants for contractors and freelancers

IR35 compliance, tax planning, and hassle-free accounting for contractors, independent consultants and freelancers in Oxford, Oxfordshire and nationally.

Starting from £105 +VAT per month

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Contractors and freelancers working in a modern office

CHALLENGES

The pros and cons of working as a contractor

Working as a contractor in the UK gives you flexibility, independence and improves your earning potential. However, unlike permanent employees, you will not receive employment benefits. No paid holiday, sick leave or a company pension scheme.

It's important to manage your finances differently to how employees would. From navigating IR35 legislation to managing your business expenses.

Common questions contractors face

  • Should I set up a limited company or use an umbrella company?
  • What do I need to know about IR35?
  • Should I have my contracts reviewed before signing? (Always yes!)
  • What type of business insurance do I need?
  • How much can I claim for a home office if I work from home?
  • How much salary vs dividends should I take from my limited company?
  • What's the Flat Rate VAT scheme, and is it right for me?
  • How to get a mortgage as a contractor? Do I need two years of accounts to qualify?

QUESTIONS

OUR SERVICE

Why work with us?

  • Built specifically for contractor limited companies. Everything handled, including payroll, VAT, corporation tax, accounts, and HMRC submissions.
  • Get IR35, tax planning, and dividend strategy right. Advice tailored specifically to contractors.
  • Transparent, fixed monthly pricing. From £105+VAT per month.
  • Unlimited support when you need it. Fast answers by phone or email.
  • Registered office included. Use our address at no extra cost.
  • Work directly with Simon, your dedicated chartered accountant for all tax and accounting advice.

We help contractors across a range of industries

We work with IT contractors, locum doctors and healthcare professionals, finance consultants, construction contractors, engineers, freelance creatives, and educators. Whether you operate through a limited company or a mix of limited company and umbrella contracts — get in touch and we can almost certainly help.

WHO WE WORK WITH

Young professional starting their contracting journey, reviewing documents and planning their business structure with laptop and paperwork

New to contracting?

Starting out as a contractor involves more decisions than most expect. We'll help you choose the right structure, understand your tax obligations, and get the basics — invoicing, expenses, payroll — set up from day one. We also make sure you understand how your limited company actually works: the everyday decisions that affect your take-home pay, from how much to pay yourself to what you can legitimately expense. Book a free introductory call.

Get in touch
Experienced contractor working from home, representing established contractors doing work for clients

An established contractor?

We offer a seamless switching process, perform a tax efficiency review, and ensure you're compliant with all HMRC regulations. Many contractors who come to us are looking for more direct, personal advice than they've been getting — that's exactly what we're set up to provide. We are experienced across business and personal tax, so nothing gets missed. We offer a free, no-obligation introductory call.

Book a free intro call

What our clients say

Simon has been a huge help to our business since its formation in 2017. He is knowledgeable, friendly, and always quick to respond. He comes with the highest recommendations.

Dr Scott Thacker Managing Director at Oxford Infrastructure Analytics Ltd

Simon’s friendly approach hides just how skilled and professional he and his team really are. After being let down by a previous accountant, we were under pressure to meet some important deadlines. Simon quickly understood what needed to be done. His advice made a huge difference, saving us both time and money.

Shan Wong Partner at Tulett Design, London
Read more client testimonials

Meet the founder

Simon is the founder of Simon Maughan & Co. After qualifying as a chartered accountant in 2007 and working with KPMG in Edinburgh, he has built two decades of experience working with contractors, consultants and limited companies across Oxfordshire and the UK — with particular experience in the tech sector. He is a Fellow of the Institute of Chartered Accountants in England and Wales, the most senior designation ICAEW awards. If you become a client, that experience is what you get, directly.

Simon M. Antonis, founder of Simon Maughan & Co, chartered accountants in Oxford

We are here to help.

We're based in Oxford and work with contractors nationally.
Happy to meet in person or work entirely remotely — whatever suits you.
Book a free intro call